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Outer Banks Retirement Homes

The Outer Banks does not really have any purely retirement communities. There are areas, mostly on the westside of the big road, populated mostly with year round residents, affectionately referred to as locals. There are no communities composed of only seniors. A couple of communities tried starting out that way but they failed and then became homoginzed mix of old and young. The Outer Banks tends to attract the more active seniors who want to live in an age eclectic neighborhood. We humans tend to reflect our environment so living around younger people can have a positive effect.

Everybody has their own ideas and aspirations about how they will spend their retirement years. You have probably already spent a lot of time figuring out what you will be doing in your Golden Years. This is probably why you are here looking at retirement homes.

The Outer Banks has a lot to offer to retirees. Low taxes, low crime, great community senior centers and plenty of flat level nature for those who want to get outside and stay active.

I am not going to tell you how or what to do with your Golden Years, I am sure you already know, but I will share what years of experience have shown. The biggest commonality amongst people is the deteriorating condition of our knees. None of our knees are getting any better which brings up our first topic.

Stairs

The Outer Banks is full of stairs, and stairs, like my forehead and prostrate, seem to be getting bigger every year. Stairs are one of the major concerns shared by soon to be seniors when shopping for their retirement home. Having hospitals and such nearby is great, but having to navigate stairs during the course of your routine day can make life miserable.

Add in an extra set or 2 of stairs to get up to the kitchen and living area on the top floor, and it can become insurmountable. These types of houses are commonly referred to as 'Reverse Floor Plans' and are best suited to the more physically inclined unless they are equipped with an elevator.

One Level Living

One of the better options is to retire to a house with one level living. When the kitchen, living area and ensuite are all on the same floor.

One level living can be found on the ground floor or the 3rd floor. If the house has an elevator then every floor can be one level living. You see this a lot with the reverse floor plans which are usually located where there might possibly be a water view.

The most popular style house for retirees is the ranch style homes. The entire house is situated on one floor built close to the ground. Minimal or no stairs to get in and no stairs inside. The only downside is they tend to sprawl as the square footage starts to increase."

You won't find many homes on the Outer Banks that are built directly on the ground. Our low elevation puts most of the OBX in some type of flood zone which requires the homes to be elevated.

If the ground is 10 feet above sea level then a house can be built right on the ground. The houses below are ranchers, scroll down further for other style houses.

Elevated Ranchers

There are areas on the Outer Banks where the ground has some minor elevation. If the ground elevation is 7 feet, which is very common, then a 3 foot high masonry foundation will supply enough elevation to meet the flood insurance requirements and shorten the entrance stairs.

You can have a rambler or rancher where everything is spread out on one level except that it is built a couple of feet up off the ground. The houses below should be those on masonry foundations with minimal elevation. Scroll down further for different style homes.

OBX Beach Box Homes

The Outer Banks traditional "Beach Box" offers one level living up on pilings. You still have to climb a set of steps to get into your house but once you are inside all of your living area is on one level. If your one of the lucky ones without knee problems this could be a perfect match for you.

Outer Banks Retirement Homes
OBX Ground Level Homes OBX Ranch Style Floor Plan
OBX Homes W/Inlaw Apartment
OBX Homes With Dry/Covered Entry OBX Homes With Elevator

Dare County Senior Services

Manteo Senior Center

Hatteras Island Senior Center

Dare County Senior Games

Kill Devil Hills Senior Center

Currituck County Senior Services

3 bd
2 ba
If you're looking for a well-maintained, move-in ready home at the beach, this one is certainly worth a look. Built in 2004 and owned by just one owner, the home has been consistently cared for and thoughtfully updated. Recent improvements include a Fortified Roof (2021), new HVAC (2025) and fresh exterior paint. A 228 sq ft addition was completed in 2009, expanding the primary suite. The home features propane for the stove, water heater, and dryer. Set on a 1.3 acre wooded lot with natural sedge in the back, the property offers privacy and space that’s hard to find. With just 5 steps to enter, the home offers easy access and comfortable single-floor living. Wide 36" solid-core doors add to the home’s accessibility. The one-car garage has plenty of room for beach gear and tools, along with a built-in workbench. Dry entry leads into a designated laundry room with washer and dryer. Out back, you'll find a mix of screened and open deck space, plus an outdoor shower and utility sink to keep things tidy after the beach. Inside, the open living area features vaulted ceilings in the main living space and 9 ft ceilings in the bedrooms. Oak floors run through the main living areas, with tile in the kitchen. The kitchen offers ample cabinet space and a gas range. Just off the living area is a half bath, with two bedrooms and a full bath down the hall. The primary suite includes two spacious rooms, offering flexibility for an office, nursery, sitting area, or additional privacy. The bathroom features a step-in shower with grab bars. The current office features customizable Elfa shelving. Additional details include storm shutters, Cat 5 wiring throughout, outdoor security cameras, and a rainwater collection system with pump. The home is being sold furnished and includes a fishing kayak, bikes, generator, and more (see bill of sale for exclusions).
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Just three rows from the ocean on a generously sized lot of 70' x 150', this charming coastal home offers easy one-level living with a one-car garage and the added benefit of being located in the X Flood Zone. A wood ramp leads seamlessly to the front deck and entry, providing step-free access throughout the main level. The spacious backyard features an aluminum fence, ideal for pets or children, with plenty of room to expand thanks to the generous lot size. Beach access is only a short stroll away, making spontaneous seaside days effortless. Inside, you’ll find new carpet and a bright kitchen that opens to a large dining area, flowing naturally into an inviting living room anchored by a cozy fireplace. The main level includes a private ensuite bedroom, two additional bedrooms, and a second full bath. Need extra space? Spiral stairs lead to a sizable bonus room, perfect for a home office, guest retreat, or flex space. The garage is well equipped with a utility sink, washer and dryer, and a second refrigerator, plus ample room for beach gear and lawn equipment. Whether you enjoy this home as-is or envision building your dream coastal retreat, the lot offers plenty of space and the potential for ocean views. The property was recently vacated by a long-term tenant who had called it home for several years, making it ready for its next chapter. Sellers will entertain seller-financing to qualified buyers. New roof installed in 2018. New carpet installed in December 2025 after tenant move out.
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This well-maintained 4-bedroom, 3-bath home offers comfortable one-story living with a flexible layout and a convenient location close to everyday conveniences in Elizabeth City. Brazilian wood floors run through the main living areas. The spacious great room with a fireplace provides a comfortable space for gathering and relaxing. The kitchen features updated stainless steel appliances including refrigerator. A breakfast area, and easy access to the formal dining room, making the layout functional for both everyday living and entertaining. The primary suite is located on the main floor and includes an updated private bath with walk-in shower and jetted tub. Two additional downstairs bedrooms, full bath and laundry room complete the first floor. Upstairs, the finished room over the 2-car garage includes a full bath, large closet & works well as a fourth bedroom, guest suite, bonus room, or media space. Full sized access door offers access to floored storage area. Outside, the updated rear deck overlooks a private fenced backyard with raised garden beds, a rain barrel, and an expanded patio area. Recent updates include first-floor carpeting, 2-HVAC systems, kitchen appliances, rear deck, fencing, and patio improvements.
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MOVE-IN READY NEW CONSTRUCTION in South Mills, NC - Camden County's Premier Location Near the VA Line! Welcome to the Applewood model in Keeter Barn Landing, a beautifully crafted ranch-style home designed for modern living in highly sought-after Camden County--known for its top-rated schools and easy commute to Chesapeake, VA, and nearby military bases. This open-concept home features luxury finishes throughout, including granite countertops, soft-close cabinetry, a spacious center island with breakfast bar, wall oven, built-in microwave, electric cooktop with hood, under-mount sink, and a large pantry--perfect for today's home chef. The bright and inviting family room showcases an elegant electric fireplace and flows seamlessly into the dining area, creating an ideal space for entertaining. The primary suite offers a relaxing retreat with dual vanities, granite countertops, a soaking tub, and a tiled shower with dual shower heads. Two additional bedrooms share a convenient dual-entry bath, while the Finished Room Over Garage (FROG) provides flexible space for a home office, guest suite, or bonus room. Enjoy peaceful outdoor living on the covered rear porch and the convenience of an oversized two-car garage. Located in South Mills, this home offers quick access to the Virginia line, making it perfect for commuters seeking a quieter lifestyle with lower taxes while staying close to Chesapeake and the Hampton Roads area. Don't miss this opportunity to own new construction in Camden County--one of Northeast North Carolina's most desirable locations! Photos are of similar model; some features may vary.
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Completely remodeled and move-in ready, this stunning 3-bedroom, 2-bath ranch style home offers the perfect blend of luxury, comfort and coastal charm on over a half an acre in the heart of Roanoke Island. Thoughtfully renovated from top to bottom, this home features a designer-inspired kitchen with brand new appliances, custom finishes and new cabinetry as well as elegant lighting. This spacious open concept layout is enhanced by all new flooring, fresh modern paint, beautifully tiled bathrooms and stylish fixtures. This home exudes a warm, sophisticated charm ideal for entertaining and family gatherings. Outside enjoy the large sun deck and plenty of room to play in the oversized lot. There is also a large workshop/barn on the property as well-perfect for all of your projects and storage needs. Located just minutes from schools, the waterfront, dining and the charm of historic downtown Manteo, this property combines high-end finishes with the relaxed lifestyle that the Outer Banks is known for,
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4 bd
3 ba
Welcome to 2021 Creek Road, a stunning waterfront retreat located in the highly sought-after community of Martin's Point. Offering the ease of one-floor living, this beautifully maintained home features 4 spacious bedrooms, 3.5 bathrooms, and breathtaking views of Ginguite Creek. This custom built home boasts 6" wall construction and 36" doors in the front 3 bedroom and bathroom areas allowing for wheelchair access. Inside, you'll find engineered hardwood flooring, ceramic tile, and an open, inviting floor plan designed for comfortable coastal living. The heart of the home is the completely updated 2025 gourmet kitchen, featuring quartz countertops, stainless steel appliances, abundant cabinetry, and exceptional workspace for entertaining family and friends. The custom tiled wet-bar awaits for your afternoon pleasures and relaxation. The primary suite is thoughtfully designed and privately located to maximize water views, in both the bedroom and bathroom, offering two walk-in closets, a built-in bureau and dual vanities in the bathroom. While the spacious layout on the rest of the home provides flexibility for guests, a home office, two beautiful living areas, both with gas fireplaces, and perfect for multi-generational living. Outdoor living is equally impressive. Situated on a beautiful waterfront homesite, the property boasts a completely rebuilt dock in 2025 featuring synthetic decking, water service, power, ceiling fan, roof-covered gathering area, and a new boat lift—creating the perfect setting for boating, fishing, crabbing, and enjoying spectacular sunrises over Ginguite Creek. The lap-pool offers an invigorating workout, or a splendid area to relax and take in the sun while soaking away in dreamland. Additional highlights include a finished room over the garage that is currently set up as a bunkroom for the kids with a separate split-pack HVAC unit. A 3-car garage, durable and attractive GAF Grand Manor architectural roof shingles, and the privacy and security of Martin's Point, one of the Outer Banks' premier gated communities. This exceptional waterfront property offers a rare opportunity to enjoy luxury, convenience, and direct water access in one of the most desirable locations on the Outer Banks. The house itself is located in the X flood zone, and does not require flood insurance. The house is being sold unfurnished, but some items may be negotiable. The alarm and security system are not operational. Please use ShowingTime to schedule your opportunity to see this one of a kind one-floor living waterfront retreat.
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3 bd
2 ba
Discover the charm of coastal living in the heart of Avon, NC! This well-maintained and updated 3-bedroom, 2-bathroom home is centrally located on a quiet street with convenient access to nearby beach accesses, soundside recreation, local restaurants, shopping, fishing, boating, and everything Hatteras Island and the Outer Banks lifestyle have to offer. Designed for easy one-level living, the home features only a few steps for entry, making daily access simple and convenient. Inside, you'll find a bright and inviting floor plan filled with natural light, spacious living areas, and large closets in every bedroom, providing exceptional storage space. Thoughtful improvements add value and peace of mind, including durable SmartLap siding, replacement windows, updated flooring throughout the main living areas, and renovated bathrooms. The water heater was replaced in 2020 and roof in 2017. Enjoy outdoor coastal living from the generous front and rear sun decks—perfect for relaxing, entertaining, or enjoying the island breeze. A detached storage shed provides plenty of room for beach gear, fishing equipment, bikes, and outdoor toys. Move-in ready and well-maintained, this versatile property is an excellent opportunity for a primary residence, vacation home, second home, or investment property. Whether you're looking for a year-round residence or a Hatteras Island getaway, this home offers comfort, convenience, and coastal charm—just minutes from the beach and ready for you to start making Outer Banks memories.
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4 bd
4 ba
Attractive waterfront home is well-built and aligns with surrounding maritime waters. Be refreshed by the ease of single-story, creek-side southern living! Life creek-side has gentle waters: a birdwatcher's canvas with continuous scenes of waterfowl. Ospreys fish, great blue herons glide, eagles soar and ducks & geese take flight overhead. Hummingbirds, chickadees, blue birds and more hover and nest. OUTSIDE...Boaters' dream location. Front yard has private dock and boat lift on quiet canal. Boat, paddleboard, kayak or walk the wrap-around deck from front yard to creek-side with 150' dock and tie-up pilings providing ample room for recreational boats. Ski, fish or crab right from your back yard! Extensive decking the length of the home gives breath-taking views: Bask in nature's beauty from the upper deck as Ginguite Creek flows into the Currituck Sound. There is an outdoor shower with direct access door to laundry room and a "boat house" to store skis, fishing equipment and garden tools...easy living! Outside closet with water faucet on creek-side deck gives room for gardening supplies. Landscape lighting gives the home a warm glow both canal and creek-side. INSIDE...The interior has a floorplan that provides a water view from every room. The foyer leads into the living room with panoramic views as if from a giant bay window. The layout is unique with eye-catching features from hardwood floors to stone fireplaces (Living Room fireplace stones were handpicked from Narragansett Bay) to bead-board ceiling in the den. The floor plan is open, yet defined. The kitchen with dining area and large island makes entertaining easy; the dining room invites guests to be seated. The home continues to enlarge as you move to the library/den where reading or curling up to watch a movie is easy. A sun/Florida room looks out on a vast expanse of privacy canal-side. All of it making this a location that welcomes you and your guests to relax. There are 4 bedrooms and 4 full baths; two of the bedrooms have ensuites. Each bedroom/ensuite has ample closets. A spacious laundry room with washer, dryer, built in ironing-board, utility sink, large counter space and storage. WHAT TO DO?...This home has the look and feel of being on a cruise with unlimited excursions! Cast a line and drop crab pots from your 150' dock or catch a game of croquet on the front lawn, golf nearby at Duck Woods Country Club. Easy and direct access to the Currituck Sound. Water ski, kayak, paddleboard; boat out to fish, crab, dock, shop, eat and be entertained in nearby Duck or across the sounds in Manteo. It's a refreshing departure from the typical Outer Banks experience; truly one-of-a-kind. EASY ACCESS...From Ocean to Sound: Sidewalks and roads in Southern Shores connect you to treasures of the Outer Banks. Dare County has excellent elementary, middle and high schools and hosts a community college and trade school offerings. Known for the location of the First Flight of the Wright Brothers with the iconic Wright Memorial and Visitor's Center, the Outer Banks offers creative recreation...Jockey's Ridge State Park with hang gliding and kite flying, Parks and Rec with indoor and outdoor facilities, Library and Senior Center (Baum Center), bike paths and walkways. Everything for daily needs is close by. Most shops are locally sourced, but familiar names of larger stores dot the area giving it a spirit of the thriving, seasoned community it is. LOCATION...skirts traffic and allows for easy ingress and egress when coming across Wright Memorial Bridge or heading to the mainland! Beautiful clean beaches and the surf of the Atlantic Ocean on the East—restaurants, shops, places of worship, activities in-between—and an amazing waterside home and dock on the West...93 Osprey Lane is a treasure you will be glad you discovered on the Outer Banks!
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Discover coastal living at its finest in this stunning Knotts Island retreat! Nestled on a spacious .92-acre lot, this beautifully fully renovated 3-bedroom, 2-bath home with a versatile FROG/office space offers the perfect blend of comfort, style and outdoor enjoyment. Step inside to find brand-new LVP flooring throughout, creating a seamless, modern feel. The inviting living area features a cozy fireplace, perfect for relaxing evenings, while large windows showcase picturesque water views, bringing the beauty of the outdoors right into your living space. This home has been completely renovated inside and out, offering true peace of mind with a brand new roof, new appliances and a new water heater -- making it completely move-in ready. The home truly shines outdoors -- enjoy your own private retreat featuring a pool with a brand new liner and a large covered back porch, perfect for entertaining, relaxing or soaking in those coastal breezes. The FROG (Finished Room Over Garage) provides incredible flexibility and can easily serve as a home office, bonus room, guest space or playroom. With a boat ramp conveniently located at the end of the street, you'll have easy access to the water for boating, fishing and all your coastal adventures, which includes a ''less than'' 10-minute boat ride across the Sound to Carova Beach. Additional highlights include a 2-car garage, ample driveway parking and a layout designed for both everyday living and entertaining. Whether you're searching for a primary residence, a second home or investment property, this one checks all the boxes -- fully updated, low-maintenance and packed with coastal charm.
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$579,900
SOLD Price: $525,000
Closing Date 6/1/2026
2 bd
2 ba
Rare opportunity to own newer construction at this price in the heart of Kill Devil Hills! Built in 2019 and exceptionally well maintained, 416 Burns Drive offers the perfect blend of modern coastal finishes, convenience, and easy ground-level living, all just minutes from the beach, shopping, dining, and everything the Outer Banks has to offer. Step inside to an open and airy floor plan featuring vaulted ceilings, abundant natural light, and durable luxury vinyl plank (LVP) flooring throughout. The spacious living, dining, and kitchen areas flow seamlessly, creating an inviting space ideal for both everyday living and entertaining. The kitchen is thoughtfully designed with quartz countertops, newer appliances, and ample cabinetry, offering both style and functionality. This home features 2 bedrooms, including a large and comfortable primary suite. The master en suite boasts a beautifully tiled bathroom and a spacious closet. The second bedroom offers a pristine, like new space for guests, family, or a home office. Additional highlights include a spacious garage, providing flexible space for storage, hobbies, or year round use. Outside, the yard is a blank canvas ready for the next owner to create their own outdoor retreat, whether it’s a patio, garden, fire pit, or entertaining space, the possibilities are endless! With modern construction, low maintenance features, and a prime central location, this home stands out as an excellent opportunity for a primary residence, second home, or investment property!
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$309,500
SOLD Price: $312,001
Closing Date 6/1/2026
3 bd
2 ba
Tucked away in a quiet neighborhood just minutes from the Coast Guard base, this charming one-level ranch offers the perfect blend of comfort, convenience, and peaceful surroundings. Featuring 3 bedrooms and 2 full baths, this well-maintained home is truly move-in ready. Step inside to find a functional, easy-flow layout designed for everyday living. The spacious two-car garage adds convenience, while the interior offers a warm and welcoming feel throughout. Out back, you are welcomed by a rear deck overlooking a serene pond--your own private retreat where you can unwind and watch the ducks glide by. Whether you're enjoying your morning coffee or relaxing after a long day, this outdoor space is a true highlight. A cozy front porch adds even more charm, perfect for quiet evenings and friendly waves to neighbors. Located on the outskirts of town, you'll enjoy a peaceful setting while still being close to everything you need. This home is ideal for anyone seeking a well cared for one level living. Move-in ready and waiting for you--schedule your showing today and experience it for yourself!
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5 bd
2 ba
Welcome to this spacious five-bedroom, two-bathroom home situated on a spacious, tucked-in corner lot in the heart of Grandy! With a generous floor plan, the property features multiple living areas, a large kitchen, well-proportioned bedrooms, and privacy, making it perfect for a family. Original details throughout the home add character, while large windows invite in natural light. This property presents a fantastic opportunity to customize every space to your style and needs. As you step through the front door, you're welcomed by a spacious hallway that provides ample room for jackets, shoes, and all your accessories, keeping your entrance clutter-free. The first room you encounter is a generous kitchen, designed for functionality. The large countertop is perfect for meal prep and entertaining, while the bar seating invites friends and family to gather for morning coffee. The kitchen connects to a spacious pantry and laundry room, offering convenience for everyday living. This direct access maximizes the efficiency of everyday living! The living room shows warmth and coziness, serving as the heart of the home. Its inviting ambiance connects to four spacious bedrooms and two full bathrooms, ensuring comfort and convenience for family and guests. This thoughtful layout makes entertaining easy and promotes relaxation. This inviting dining area perfectly blends comfort and functionality, making it ideal for hosting larger gatherings. Adjacent to the dining room, an additional room currently serves as storage, providing extra space for your needs. The master bedroom is one of the largest rooms in the house, boasting generous space that ensures both comfort and privacy. This spacious room features private access to a screened-in porch. Situated on a sizable lot, this property offers the opportunity to enhance outdoor areas, perfect for entertaining, gardening, or future expansion. The fenced backyard provides privacy, ensuring a secure space for everyone to enjoy a range of outdoor activities, from lively gatherings to peaceful moments in nature. This property offers convenience to a variety of attractions: OBX H2O water park, golf courses, Schools, the VA/NC State Line, or the beautiful OBX Beaches. Waterview Shores Homeowners offers a community sound park with a boat ramp. Whether you're looking for a primary residence or a second home, this property is perfectly suited to both! The document from the Currituck County Health Department is attached in associated documents.
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